iFund Privacy Policy
Effective Date:
21 August 2026
Last Updated:
21 August 2026
iFund ("iFund", "we", "us", or "our") respects your privacy and is committed to protecting the personal information you provide when using the iFund mobile application and related services (collectively, the "Platform").
This Privacy Policy explains what information we collect, how we use it, how we protect it, and the choices available to you.
By using iFund, you acknowledge that you have read and understood this Privacy Policy.
1. About iFund
iFund is a digital platform designed to facilitate communication and information exchange between borrowers and potential lenders.
Users may create profiles, submit or explore loan-related requests or opportunities, and communicate through the Platform.
Currently, iFund does not:
Process or transfer real-money transactions.
Hold or custody user funds.
Provide loans or guarantee financing.
Act as a bank, financial institution, lender, broker, or payment service provider.
Perform KYC (Know Your Customer) or identity verification.
Provide financial, investment, legal, or tax advice.
Any future financial or transaction-related features may be subject to additional terms, privacy disclosures, verification requirements, and applicable laws.
2. Information We Collect
Depending on how you use the Platform, we may collect the following categories of information.
2.1 Information You Provide
When creating or using an account, you may provide:
Full name
Email address
Phone number
Password or authentication information
Profile information
Information included in your loan requests or funding-related posts
Information you provide when communicating with other users
Information you provide when contacting customer support
Please do not provide sensitive personal information unless it is specifically requested or required for a particular feature.
2.2 Device and Technical Information
When you use the iFund application, we may automatically collect certain technical information, including:
Device type
Device model
Operating system and version
Application version
IP address
Unique device or application identifiers, where applicable
Network information
Crash reports and diagnostic information
Log information
2.3 Usage Information
We may collect information about how you interact with the Platform, including:
Features accessed
Screens or pages viewed
Actions performed within the application
Session information
General usage patterns
Application performance information
We use this information to understand how the Platform is being used and to improve its functionality and reliability.
3. How We Use Your Information
We may use the information we collect to:
Create and manage your account.
Authenticate users.
Provide and operate the Platform.
Enable communication between users.
Process and display information submitted through the Platform.
Provide customer support.
Respond to inquiries and requests.
Send important service-related notifications.
Maintain application security.
Detect and prevent misuse, fraud, or unauthorized activity.
Diagnose technical problems and application crashes.
Improve application performance and user experience.
Develop and improve existing or future features.
Comply with applicable legal and regulatory obligations.
We do not use your personal information to provide financial advice or make financial decisions on your behalf.
4. Communications
We may contact you regarding your account, security, technical issues, important service announcements, or changes to our services.
Where permitted by applicable law, we may also send optional communications about features or updates. You may be able to manage certain notification preferences through the Platform or by contacting us.
5. How We Share Information
We do not sell your personal information.
We may share information in the following circumstances:
Service Providers
We may use trusted third-party service providers to operate and maintain parts of the Platform, such as:
Cloud hosting providers
Database providers
Authentication providers
Analytics and monitoring providers
Communication and notification providers
Customer support providers
Security and infrastructure providers
These providers may process information on our behalf and are expected to handle information in accordance with applicable contractual and legal requirements.
Legal Requirements
We may disclose information where reasonably necessary to:
Comply with applicable law or legal process.
Respond to lawful requests from government authorities.
Protect our rights, property, or safety.
Protect the rights, property, or safety of our users or others.
Investigate fraud, abuse, security incidents, or other unlawful activity.
Business Transfers
If iFund or substantially all of its assets are involved in a merger, acquisition, restructuring, financing, sale, or similar transaction, personal information may be transferred as part of that transaction, subject to applicable law.
6. User-to-User Information
iFund may allow users to create profiles, loan requests, funding opportunities, or other content that may be visible to other users depending on the functionality of the Platform.
You should carefully consider what information you choose to make available to other users.
Do not publish passwords, financial account credentials, government identification numbers, or other highly sensitive information in publicly accessible areas of the Platform.
7. Data Retention
We retain personal information for as long as reasonably necessary to:
Provide the Platform and its features.
Maintain account and business records.
Fulfill the purposes described in this Privacy Policy.
Resolve disputes.
Prevent fraud and abuse.
Comply with legal and regulatory obligations.
Enforce our agreements.
When information is no longer reasonably required, we may delete, anonymize, or otherwise securely dispose of it, subject to applicable legal requirements.
8. Data Security
We implement reasonable technical and organizational safeguards designed to protect personal information against unauthorized access, alteration, disclosure, loss, or destruction.
However, no internet transmission, electronic storage system, or online service can be guaranteed to be completely secure.
You are also responsible for maintaining the confidentiality of your account credentials and should notify us promptly if you believe your account has been compromised.
9. Your Privacy Rights
Depending on your location and applicable law, you may have rights regarding your personal information, which may include the right to:
Access your personal information.
Request correction of inaccurate information.
Request deletion of your information.
Request a copy or export of certain information.
Withdraw consent where processing is based on consent.
Object to or restrict certain processing.
Lodge a complaint with an applicable data protection authority.
To exercise applicable rights, please contact us using the information provided in the "Contact Us" section.
We may need to verify your identity before processing certain requests.
10. Account Deletion
You may request deletion of your iFund account and associated personal information by contacting:
iFund Support
Email: support@ifund.com
Certain information may be retained where required or permitted by applicable law, for security purposes, to prevent fraud, resolve disputes, or maintain necessary business records.
11. Children's Privacy
iFund is not intended for children under the age of 18, or the applicable age of majority in the relevant jurisdiction.
We do not knowingly collect personal information from children who are below the applicable minimum age.
If you believe that a child has provided personal information to us, please contact us so that we can take appropriate action.
12. Third-Party Services and Links
The Platform may use or integrate with third-party services.
Third-party services may have their own privacy policies and terms. We are not responsible for the privacy practices of third-party services that we do not control.
Where the Platform provides links to third-party websites or services, we recommend reviewing their privacy policies before providing personal information.
13. International Data Processing
Depending on where our service providers and infrastructure are located, your information may be processed or stored in countries other than your country of residence.
Where required by applicable law, we will take appropriate measures relating to international transfers of personal information.
14. Changes to This Privacy Policy
We may update this Privacy Policy periodically to reflect changes to the Platform, our practices, legal requirements, or other circumstances.
When we make material changes, we may notify users through the Platform, by email, or through another appropriate method.
The 21 August 2026 date at the top of this Privacy Policy indicates when it was most recently revised.
15. Contact Us
If you have questions, concerns, or requests regarding this Privacy Policy or your personal information, please contact us:
iFund Support
Business / Legal Name: iFund
Email: support@ifund.com
Phone: To Be Confirmed
Website: https://www.ifund.com
Registered Business Address: To Be Confirmed
Important: This Privacy Policy describes the current functionality of iFund. If iFund later introduces payments, financial transactions, KYC/identity verification, credit assessments, advertising, location tracking, biometric information, or other material data-processing functionality, this Privacy Policy should be reviewed and updated before those features are introduced.
